EP-1: Credit Cards ft. Akshay Sarma

In this episode of Dhan Ki Baat, we discuss the ever-interesting Credit Cards and compare them with schemes like Buy Now Pay Later and Debit Cards to understand the advantages and disadvantages of each option. We also explore important questions with Akshay Sarma, CFO, Capital Float, like: - Are Credit Cards really free? - How should you use a Credit Card to increase your financial health? - How does a BNPL scheme work and should you avail it or not? - Is using a Debit Card better than a Credit Card? - How does a Credit Card increase your spending? Should you only pay 'minimum balance' or the whole bill together?

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Dhan Ki Baat

Being ‘Money-Minded’ is considered bad by the society. The question is why Money and the healthy conversations around it are not that open? Money is not all about shopping, or being materialistic rather a pathw ... athway to happiness and security, and definitely not a matter to be dealt only by your father ,brother or uncle . Bringing a podcast which talks about the basics of everything regarding money, be it investments, insurance, tax, stocks, loans and much more Let’s get money-minded!! HOST : Shubham Agarwal . An MBA from XLRI Jamshedpur in Marketing and Finance. He comes with close to 6 years of experience in the corporate industry and has worked with companies like Mahindra Aerospace and many upcoming start-ups in the country.